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Card Merchant Offers
Activate 5% to 20% statement credits—plus monthly or semi-annual Resy and OpenTable dining credits—inside your existing credit card app.
How to use Card Merchant Offers
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01
Open your bank app's Offers tab Check Amex Offers, Chase Offers, Citi Merchant Offers, or BankAmeriDeals once a week.
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02
Tap '+' on dining & Resy credits Enroll local restaurant, hospitality group, inKind, or Resy offers onto your dining card before going out.
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03
Pay with that card at the restaurant The statement credit triggers at the card-issuer level without interfering with any third-party dining app.
More details
Stacking compatibility & card conflicts
Bank merchant offers clear inside your card issuer's own ledger (Cardlytics or Amex's internal offer rail), making them 100% compatible with Rakuten In-Store, Bilt Dining, Seated, DoorDash Going Out, Upside, and Franki simultaneously.
Payout timing & fine print
Statement credits normally post to your card activity 2 to 5 business days after the restaurant charge settles, calculated on the total settled charge.
Do Amex Resy credits stack with Amex Offers and Rakuten Dining?
Yes. If an enrolled Amex card carries both a Resy statement-credit benefit and a targeted restaurant Amex Offer, a single swipe at an overlapping Resy + Rakuten restaurant can trigger the Resy credit, the Amex Offer, Rakuten's 5%, and Seated all at once.
Ready to add Card Merchant Offers to your dining stack?
Up to 20% Credit · Direct statement credit
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