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Upside

Claim 8% to 18% direct cash back at thousands of casual restaurants, cafes, fast-casual spots, and neighborhood bars.

How to use Upside

  1. 01
    Add your dining card in the Upside wallet Save the credit card (first 6 and last 4 digits) you normally use for coffee, lunch, and dinner.
  2. 02
    Tap Claim within 4 hours of paying Find the restaurant on the Upside map and claim the offer before your card is swiped.
  3. 03
    Pay with your linked card Upside matches the merchant transaction automatically and deposits cash back to your balance.

More details

Stacking compatibility & card conflicts
Upside uses direct merchant POS matching rather than Rewards Network, so it stacks cleanly on the same card swipe with Rakuten In-Store (5%), Bilt Dining, DoorDash Going Out, Franki, and bank card offers.
Payout timing & fine print
Claimed offers stay active for a 4-hour window. Cash back typically finalizes within 2 to 4 days after settlement and can be withdrawn to a bank account or PayPal with no fee above the minimum threshold.
Does Upside work on takeout and counter-service orders?
Yes, as long as you pay directly on the restaurant's own card terminal (in person or direct restaurant checkout) within your 4-hour claim window. Orders placed through third-party delivery apps will not match.
Ready to add Upside to your dining stack? Up to 18% Cash Back · Bank deposit, PayPal, or gift card
Get Cash Back with Upside